The results from these calculators are an approximate guide only. These calculators, or the results generated, do not constitute any agreement by any lender to provide credit. The calculations do not take into account any fees and charges that a lender may levy. Hockingstuart Pty Ltd, and hockingstuart.com.au are not responsible for the calculator or its calculations and make no representations either expressly or impliedly concerning the calculator or calculations. Hockingstuart accepts no liability whatsoever in relation to the calculator or calculations.